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Pet Chance is NOT an emergency service.

If your pet has an emergency, you should work with your veterinarian to decide how to handle your financial situation. Carefully consider the following: If you are not able to raise money using Pet Chance, will you be able to pay your veterinarian in some other way?
It is possible to raise money using Pet Chance after treatment has been provided. Many pet owners do this. Your veterinarian will need to permit you to set up a payment plan or other guaranty that you will pay them. Pet Chance may be able to help with this.
In the end, you are financially obligated to your veterinarian.